MLS Mortgage Refinancing , Real Estate Loans , Home Equity Loans

MLS - multiple listing service

This can be one of the most expensive fees when it comes to your real estate. If you list your house w/ a realtor you can pay as high as 3% just to put your house on the MLS. That's it. That is all a realtor does. It takes little effort and little research to list a house. I give most of the credit to the Buyers agent. He is the one that actually drives the clients around and finds them a house. He deserves at least 3%. If you are interested in listing your house on the MLS, we have a small one-time fee to put your house on the market. For more information on listing your house, click here.

Insurance quotes

Insurance can be very costly if you do not know who the players are in the field. There are insurance companies and insurance brokers. If you go directly to a company, you are stuck with their quote and their products only. If you go to a broker, then they shop around for you and find you the best quote. You do not have to do any shopping around, because that is their job. If you are in the market for Homeowners Insurance or auto I would strongly suggest looking for a broker. I have included a list of brokers below for your reference.

Brokers Vs. Bankers

The difference between a broker and a banker is Yield Spread Premium.
A Broker has to disclose what they're making on the backside. A Banker does not have to disclose that information. If you are shopping around I would highly suggest speaking with a broker. Furthermore, a Banker has in house underwriters where a broker has to submit the file to another bank to get approved. This process will take the same amount of time as having an in house underwriter. This is due to first come first serve bases. The bankers that do have an in house underwriter have to wait just as long to get a file underwritten as any broker because of this rule.

Consumers National Mortgage, Inc. - 480.507.4700 or 877.989.7700
6101 S Rural Rd. Suite 101 Tempe, AZ 85283 see map
Consumers National Mortgage has been a household name in the phoenix metropolitan area since 1998. We provide excellent mortgage financing for
anyone. Whether you have great credit or have a foreclosure or bankruptcy. We have
zero down payments for both primary and investment properties, interest only
payments, 40 year amortization, home equity lines, or just about anything you need
for your home.

With our experienced staff, computerized processing and a streamlined approval process you will find Consumers National Mortgage, Inc. prides itself in offering convenience, confidentiality and a no-nonsense method of assisting you through the mortgage loan process, from application through funding.

Our company works with numerous diversified lenders, with thousands of different loan programs that will most efficiently suit your needs. This enables us to compare our numerous list of lenders and save you time and money finding the most advantageous program for you. Whatever your situation might be, whether you have a perfect credit history or had a foreclosure or bankruptcy, we can offer the best financial options for you to choose from.

Our commitment is to provide you with financial guidance to meet your specific needs. With our experienced friendly staff we will offer you ease, comfort and many options to meet your financial goals.

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Last Update - May, 2005

mls , mortgage refinancing , real estate , home equity loans

MLS - multiple listing service